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The beginning of the year is a good time to contribute to a Roth IRA and to open one if you haven't taken advantage of this tax-free investment vehicle.

The Pitch You may have attended a free financial seminar where you get a nice steak and hear how you can retire without worrying about the markets ups and downs. A favorite pitch at these ...

The rules regarding Social Security can be confusing. But there are two rules which cover many common situations. Rule No. 1 First, if you file for Social Security before Full Retirement Age ...

Starting Early You can start Social Security before your Full Retirement Age (FRA) but you will incur a penalty on the amount received. How much is the penalty? The penalty increases for each ...

The Power of Saving Early Here’s an example of the power of saving, and starting earlier.  Results are summarized and show that the sooner you start saving, the fewer years you need to save. ...

The Question I was asked why the stock market might be up on any given day, but this person’s investments might move in the other direction. And frequently visa-versa. Excellent question and let ...

Don’t Die Without a Will  There are numerous consequences for not having a will, including who becomes the administrator,  who inherits the assets and in what manner they ...

Here is an undesirable situation that happens too often and could easily have been avoided. It illustrates why you need to review more than just your will. Remember, the beneficiaries of your ...

What is DCA? Dollar Cost Averaging takes much of the guesswork out of investing. The strategy consists of buying the same dollar amount of an investment on a regular basis. For example, on the ...

Market myths and half‐truths abound in the stock market.  Much of what people think they know about  the market is flawed.  People lose money in the stock  ...